DETAILS, FICTION AND FRUGAL MONEY SAVING TIPS

Sticking to your budget initially is often really hard. Just don't forget that it requires 90 days to instill new behavior and sticking to your finances will take a while to get accustomed to.An emergency fund is critical, but retaining 6 months’ value of expenses in a daily savings account may not be the most efficient use of money in 2025.At th